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Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Discover the perfect insurance options to meet your specific and unique needs.

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Browse a variety of insurance options in order to find the right one for you.

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Boat Insurance BOAT

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Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for insurance coverage in Lake Stevens, Seattle, Spokane, Tri-Cities, Bellevue, Bothell, Lynnwood, Everett, Tacoma, Puyallup, Kent, Renton, Auburn, Wenatchee, Mount Vernon, Burlington, Marysville, Federal Way,  Vancouver, Kirkland, Stanwood, Issaquah as well as throughout Washington?
 Click any of the following links to submit a quote for quick, accurate and affordable rates.

What Our Customer's Are Saying:
"I have worked with Shannah for several years. As being a very protective son I called Shannah to help my mom get insurance and go over all her insurance stuff. My mom fell in love with her and had a great trust in all that she had done for her. Shannah is one of a kind and went out of her way to help my mom. I would recommend her to any and everyone."



Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Watercraft & Boat Insurance Information

Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Thank you for your interest in Cover, we are proud to serve Washington State. Please feel free to call our office at 425-319-5110 to speak to an insurance professional or email any questions and an agent will reply promptly. 

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